Building Families And Communities
Give Us A Call
1-904-406-8719
9957 Moorings Drive Suite 401 and 402
Jacksonville, Florida 32257
Development
Our development team includes the the developer, who initiates the project and a project manager who oversees daily operations and coordinates all members to keep the project on schedule and within budget. Architects and designers create the home plans, We see the our projects are safe and buildable. A general contractor manages the construction process and hires subcontractors for specialized trades such as electrical, plumbing, HVAC, roofing, and carpentry. Interior designers may also be involved to plan interior finishes and layouts. Additionally, a real estate or sales team markets and sells the homes, while legal and finance professionals handle permits, contracts, and closing documents to complete the project successfully.
Check Your Credit Score
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Request your free credit report.
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Dispute any errors.
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Aim for a score of at least 620–640 (higher is better
Determine Your Budget
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Calculate how much you can afford (use the 28/36 rule: housing costs ≤ 28% of gross income, total debts ≤ 36%).
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Use an online mortgage calculator to estimate payments.
Save for Down Payment & Closing Costs
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Typical down payment: 3–20% of the purchase price.
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Also save 2–5% for closing costs.
Get Pre-Approved for a Mortgage
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Gather documents: pay stubs, W-2s, tax returns, bank statements, ID.
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We will connect you with one of our partnering lenders
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Get a pre-approval letter (shows how much you can borrow).
Get Pre-Approved for a Mortgage
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Gather documents: pay stubs, W-2s, tax returns, bank statements, ID.
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Shop around with different lenders.
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Get a pre-approval letter (shows how much you can borrow).
We will connect you with a Real Estate Agent
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Experienced agent who knows your market.
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The agent will help you find homes within your budget and negotiate offers or we will chose plans and other items needed needed to build a beautiful home that you can afford.
Start House Hunting
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Make a list of must-haves vs. nice-to-haves.
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Visit open houses or one of our team members will walk you through one of our catalogs for a new home construction.
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Don’t rush — compare options.
Make an Offer
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When you find the right home, your agent submits an offer or if purchasing one of our homes, we will assist you in purchasing a home that you can afford but most important ENJOY!
Complete the Home Inspection & Appraisal
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We will provide a certified inspector.
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Lender will order an appraisal to confirm the home’s value.
Finalize Mortgage Approval
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Provide any extra documents requested by your lender.
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Avoid major purchases or new debt during this time.
. Close on Your Home
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Review the Closing Disclosure.
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Bring your down payment & closing cost funds.
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Sign the final paperwork.
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Get the keys and move in!
You Did it!
Welcome Home
